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In the early stages of the downturn predicted by Gekko, KZI's stock loses more than 50% of its value. Louis Zabel tries to arrange a bailout for KZI from other Wall Street banks but is blocked by Bretton James, head of rival firm Churchill Schwartz (Church), which KZI had refused to help during the dot-com bubble years earlier. Despondent, Zabel commits suicide by jumping in front of a subway train. A distraught Jacob proposes marriage to Winnie, who accepts.

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